Soft Money Loans - Hard Money Alternative Loans

Soft Money Loan is The Hard Money Alternative for Residential & Commercial Mortgages.

What is a Soft Money Loan? For over a decade, hard money loans have been the main source for financing for buyers and investors that need a fast close or people that have poor credit and need real estate financing. RE backed asset-based lending, for income-producing properties or bridge loans for income-producing properties with limited or no focus on credit that needs to close fast. With the right property and the right deal, investors can now get hard money financing, at soft money pricing.

PROGRAM HIGHLIGHTS

  • LOAN AMOUNT: UP TO $5 MILLION

  • CREDIT SCORE: 640 MINIMUM

  • MAXIMUM LTV: 80%

  • TERMS: 5/1 ARM, 7/1 ARM

NO INCOME or ASSETS REQUIRED. NO RATIO

Includes Non-Warrantable Condos, 2-4 Units & 2nd Homes

Closing in 10 DAYS!!

*Rates, LTV/ARV, will depend on borrower’s credit Area of Lending: AL, CA, CO, CT FL, GA, HI, ID, IL, KY, LA, MA, MD, ME, MS, MT, NC, NH, NJ, NM, NY, OK, SC, TN, TX, VA, WA, WI, WV, WY